Instructor: Драгана Башић, PhD, Associate Professor
To provide the student with theoretical education, but also analytical thinking about the dynamics of relationships, trends and changes in the financial markets and banking business, about the place and role of banking institutions in the financial system, genesis and changes in the structure of banking products, as well as with the adoption of management methodology in accordance with the risks and basic principles bank operations, as well as gaining the basic knowledge of regulation and supervision of banks, and knowledge of causes and models of managing banking crises.
|Number of classes per week:
PhD Associate Professor
|Learning Outcomes (gained knowledge):
||Student is enabled to successfully monitor and control banking risks, and to effectively manage the bank by applying modern management methods, general regulatory framework and control mechanisms. The student acquires a clear theoretical foundation necessary for successful follow-up of contemporary trends in banking, analysis and management of banking risks and banking crises.
||Methodology of bank management: Bank management (concept, development, goals and process); Business and credit policy of the bank; Managing the bank balance sheets; Managing the investment portfolio and liquidity of the banks; Determining the optimal portfolio structure; Diversification as a golden banking rule in investment portfolio management; Managing the bank sources of funding; Managing the bank capital and capital adequacy; Strategic planning in banks; Strategic approaches to the bank management; Participants in the process of corporate bank management and a factor of environment; Analysis and evaluation of business success and the quality of banks' operations; Analysis and management of banking risks: Bank's risk exposure; Approaches in assessing the bank's risk exposure; Key participants in the process of risk management; Internal and external control mechanisms; Credit risk management; Liquidity risk management; Operational risk in banking; Measuring and managing market risks; The concept of VAR and CAR techniques of asset and liability management (identification and assessment of interest rates and control of disparity sensitive to interest rates and duration of the disparity, the use of financial derivatives, other instruments of banks' risk management); Banking crisis and models of overcoming the crisis; Regulation and supervision of banks: The reasons for regulation and supervision of banks; Basics of prudential control and supervision; Systems and participants in the regulation and supervision of banks in the world practice; Basel agreements.
|Teaching Methods and Learning Activities:
||Lectures, discussions and analysis of case studies, pre-exam papers and consultations. Independent research and analyses of bank experiences and banking systems in the region and in the world.
||Bašić, D. (2012). Modern Banking. Banja Luka: Faculty of Economics, University of Banja Luka;
Plakalović, N.; Alihodžić, А. (2013). Contemporary Financial Management: application in MS Excel. Belgrade: Institute of Economic Sciences;
Brajović, Bratanović, S. Greuning van H. (2006). Analysis and Management of Banking Risks, Zagreb: Mate; Zagreb School of Economics and Management;
Rose, S. P; Hudgins, C. S. (2005). Banking Management and Financial Services. Belgrade: Data Status.
|Types of Assessment for the subject:
||Colloquium I (0-20 points); Colloquium II (0-20 points); Final exam (0-50 points); Attendance (2point); Class activities (seminar papers, discussions, case studies) (0-8 points)
|Special Remarks for the subject: